Money & Payments in Roseau

Good to Know

• The XCD is pegged to the US dollar at US$1 = EC$2.70, making exchange rates highly predictable.
• Hotels, restaurants, tour operators, taxis, markets and shops all accept US dollars; you'll often get change in EC$.
• Credit cards are less reliably accepted at small restaurants, markets, taxis and rural operators; bring cash for those.
• In many restaurants, a service charge of 10% is automatically added to the bill; if already included, an additional tip is not required, though leaving an extra 5% for exceptional service is a kind gesture.
• Bring around US$50 to $100 per day in cash for incidentals (tips, taxis, markets, hot springs).
• Most ATMs charge a foreign transaction fee of roughly $10–$15 XCD (approximately $4–$6 USD in 2026) per withdrawal, in addition to whatever your home bank charges.
• When in Dominica you may need XCD in cash for some of your spending - particularly when tipping or making smaller value purchases.
• A common pitfall is 'price switching' where a price is quoted in 'dollars' without specifying USD or XCD; since $1 USD is worth $2.70 XCD, failing to clarify can nearly triple your expected cost—always confirm before agreeing to a price.