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Money & Payments in Pointe-à-Pitre

Local Currency
EUR

Updated July 2026 · Sources cited: explore.atmfeesaver.com, frenchcaribbean.com

Good to Know

  • Establish a 4-digit PIN for your ATM card before departure or it may not be accepted by island ATMs.
  • Guadeloupe uses the Euro exclusively—USD is rarely accepted and not recommended. Bring EUR or withdraw from ATMs.
  • Cards with no foreign transaction fees (like some Capital One cards) help avoid extra costs; check with your bank before traveling.
  • At ATMs offering currency conversion options, select 'Decline Conversion' or 'Charge in EUR' to avoid unfavorable ATM exchange rates and hidden percentage fees.
  • Card payments are widely accepted in restaurants and supermarkets; cash is best for small purchases, street vendors, and rural areas.
  • Service charges are sometimes (but not always) included in restaurant bills at 10-15%; tipping in Guadeloupe is expected but lighter than in the USA (typically 8-15% if not included).
  • Withdraw cash from ATMs inside banks, supermarkets, or shopping centers rather than isolated kiosks, and avoid night withdrawals in urban areas.

Tipping Norms

General
Tipping is discretionary throughout Guadeloupe. It is a polite gesture to recognize good service but is not obligatory. Keep small bills handy for tipping when desired.

Taxis

Status
Not required
Details
Rounding up the fare or leaving small change is appreciated but not expected. If driver is especially helpful with luggage, an additional 10% is generous.

Hotels

Bellhop Housekeeping
€2.00

Restaurants

Status
Not mandatory; often included in bill
Details
Some restaurants automatically add a service charge. Check your bill before tipping. If service charge is included, no additional tip is required.
Typical Amount
10% is standard and appreciated. Service charge of 10-15% may already be included in restaurant bills, though this is not always common.

Local Currency

EUR

ATM Information

Safety
Use ATMs inside banks, supermarkets, shopping centers, or hotels rather than isolated kiosks. Avoid withdrawals at night in dimly lit areas.
Languages
Default to French; English available on most machines in larger towns and tourist areas; Spanish may also be available.
Availability
ATMs are widely available in Pointe-à-Pitre, especially at shopping centers, gas stations, bank branches, and tourist areas. Most are 24/7.
Accepted Cards
Visa, Mastercard, Plus, Cirrus widely accepted. Some machines accept American Express, Diners, Discover, JCB.
Operating Hours
Most 24/7, especially near town centers and shopping districts. ATMs in post offices or government buildings follow regular office hours.
ATM Names French
Called 'Distributeurs automatiques' (DAB) or 'ATM'

Fees

Bank ATM Fees
Majority of bank ATMs in Guadeloupe do not charge ATM access fees to foreign cardholders. However, fees may apply depending on your home bank.
Currency Conversion
Some ATMs offer 'Accept or Decline Conversion' option. Decline conversion (charge in EUR) to avoid extra percentage fees and get better exchange rate.
User Reported Costs
Anecdotal reports suggest around $5 USD per withdrawal when fees apply, though many users report fee-free withdrawals at bank ATMs.

Best Banks

  • Crédit Agricole
  • Caisse d'Épargne
  • BNP Paribas
  • Banque des Antilles Françaises

Card Acceptance

Where Cards Work
Cards are accepted at restaurants, supermarkets, shopping centers, and tourist establishments. Cash is still needed for markets, bakeries, local shops, and occasional rural areas.

Credit Debit Cards

Details
Visa and Mastercard are widely accepted in restaurants, supermarkets, and most establishments. American Express and Discover are rarely accepted.

Widely Accepted

  • Visa
  • Mastercard

Limited Acceptance

  • American Express
  • Discover

Currency Exchange

Exchange Rate Recommendation
Get better rates at local banks, ATMs, or currency exchange offices rather than hotels.
Official Currency
Euro (EUR only). US dollars accepted in some tourist locations but rarely, and change given in euros.

Exchange Locations

Airport
Pôle Caraïbes International Airport (Pointe-à-Pitre) and some exchange offices downtown available, but rates less favorable than local banks.
Exchange Bureaus
Some tourist information centers, ferry terminals, and port zones in Pointe-à-Pitre and Le Gosier offer services, though not as common as in larger international destinations.

Banks

Hours
Monday-Friday 8:00 AM-12:00 PM and 2:00 PM-4:00 PM. Some branches open Saturday mornings.
Details
Better rates than airports or hotels.

Banking

Banking Hours
Generally Monday-Friday 08:00-12:00 and 14:00-16:00; some branches open Saturday mornings
Account Opening
Possible; multiple major banks operate in Pointe-à-Pitre with branch locations and online options
ATM Availability
Widely available throughout the city
Online Banking Option
Online payment institutions like Sogexia offer 100% online account opening, no minimum income required

Banks Present

  • BNP Paribas Antilles-Guyane
  • BRED Banque Populaire
  • Crédit Agricole
  • Caisse d'Épargne
  • La Banque Postale
  • LCL Banque et Assurance
AI-generated estimateData refreshed July 2026

These are the sources cited in this money & payments research for this city. Individual figures may not each trace to one of them.

  1. 1.explore.atmfeesaver.com
  2. 2.frenchcaribbean.com
  3. 3.lesilesdeguadeloupe.com
  4. 4.smartercurrency.app
  5. 5.tippingin.com
  6. 6.wearetipjar.com
  7. 7.frommers.com
  8. 8.tradingeconomics.com
  9. 9.mtfxgroup.com
  10. 10.bb.usembassy.gov
  11. 11.chu-guadeloupe.fr
  12. 12.pagesjaunes.fr
  13. 13.guadeloupe.net
  14. 14.santeenfrance.fr
  15. 15.doqi.fr

Data last updated July 2026 · Verify anything important.