Money & Payments in Nadi

Withdrawal Limit

ATMs in Fiji have a maximum withdrawal limit per transaction of F$ 400 to F$ 1,500, with most common being F$ 1,000 (Fijian Dollars F$).

Availability In Nadi

ATMs are available at key locations including the arrivals area at Nadi International Airport, major banks along Main Street, and around the Nadi Market area.

When To Tip

If you've received exceptional service and want to show your appreciation, a tip will certainly be welcomed with a warm Fijian smile.

Overall Custom

Tipping is not customary in Fiji, so there's no requirement to factor that into your budget if you don't want to. Tipping in Fiji isn't customary or expected, so you can relax and enjoy your holiday without constantly reaching for your wallet.

Dive Instructor

FJD 20

For a dive instructor or divemaster, FJD $20 to $40 (approximately AUD $14 to $28) per day of diving is a generous guideline.

Restaurant Upmarket

At upmarket restaurants in Nadi, Denarau, and Suva — the kind of establishment with table linen and a wine list — a tip of 5 to 10 per cent is a generous gesture.

Resort Staff Housekeeping

FJD 5.00

FJD $5 to $10 (approximately AUD $3.50 to $7) per room per day is a reasonable guideline, left on the pillow or bedside table with a note of thanks.

Cultural Note

In Fijian culture, there's a strong emphasis on collective gain rather than individual benefit. If you do decide to tip, it's often shared among the staff.

Service Charge Note

A service charge will normally be added to your bill. The service charge will usually be declared on the menu if you're in a cafe or restaurant, for example, and is paid directly to the company rather than to an individual member of staff.

Widely Accepted

Major credit cards like Visa and Mastercard are widely accepted in major towns, tourist areas and larger establishments but they generally attract a 3% surcharge. Most machines accept international Visa and Mastercard cards.

Limited Acceptance

Smaller supermarkets, traditional open-air markets, family-run guesthouses, etc., will only accept cash. Using credit cards in Fiji is limited to the most populated areas, especially on Viti Levu and Vanua Levu, as well as only some mid-range and luxury resorts. Much of the rest of the islands and less populated areas of Viti Levu and Vanua Levu will not accept credit or debit cards.

Cash Required For

• Public transport and local buses
• Traditional open-air markets
• Smaller shops and local restaurants
• Village visits and tours
• Casual food stalls and counter-service eateries

Best Rates

Foreign exchange bureaus are available at Nadi International Airport and in major cities like Nadi and Suva. The city exchange bureaus often have better exchange rates than the airport, while the airport has better exchange rates than overseas exchange bureaus.

Airport Exchange

24-hr currency exchange booths in the Airport Arrivals Terminal are available.

Nadi Town Exchange

Popular brands like No 1 Currency (FEXCO), Lotus Foreign Exchange, and Singapore Exchange dotted around the towns and tourist hotspots. While these bureaus might not always offer the best rates (banks usually have the edge here), they make up for it with convenient locations and quick service.

Percentage

3

Note

Major credit cards like Visa and Mastercard are widely accepted in major towns, tourist areas and larger establishments but they generally attract a 3% surcharge.

ATM Locations

Airport, Namaka, Martintar, Denarau, Nadi Town

Accounts Offered

Checking and savings accounts denominated in FJD with debit card and online access available

Note On Transfers

International wire transfers via local banks can be expensive; specialized money transfer services (like OFX) recommended for better rates