What should you know about healthcare and emergencies in Zagreb?
Emergency number
112
Police: 192. Ambulance: 194.
Updated July 2026 · Sources cited: expatfinancial.com, mandracchio-capital.com
Good to know
Good to Know
- 112 is the number to remember for any emergency in Zagreb — it's free, works 24/7, and operators speak English, so you don't need to worry about which specific service number to dial.
- The direct-dial numbers (192 police, 193 fire, 194 ambulance) exist if you already know exactly which service you need, but 112 is simpler and just as fast.
- If you're in a car accident, Croatian practice generally expects you to involve police (via 112 or 192) before leaving the scene, especially if you'll be filing an insurance claim.
- Public hospitals in Croatia will treat genuine emergencies regardless of insurance status, but uninsured visitors will later receive a bill, so travel insurance is worth having.
- For life-threatening emergencies in Zagreb, call 112 (general EU emergency number) or 194 (dedicated ambulance/hitna pomoć line) — both operate 24/7 and will route you to the nearest appropriate hospital.
- Croatia's three official Level 1 trauma centres in Zagreb are KBC Zagreb (Rebro), KBC Sestre milosrdnice, and KB Dubrava — for serious accidents or major trauma, ambulances typically route to one of these three.
- EU nationals with a valid EHIC card can access necessary emergency care at Zagreb's public hospitals; non-EU nomads should carry private travel/health insurance, as public hospital admin desks are geared toward the domestic HZZO insurance system.
- English is widely spoken by younger medical staff at the major teaching hospitals, but paperwork and initial reception may be Croatian-only, especially at smaller units.
- The Sisters of Charity Hospital's trauma/A&E unit is known to be undersized for the city's needs, so serious cases are often diverted to KBC Zagreb (Rebro) or KB Dubrava.
Emergency Numbers
- Dialing From Abroad
- When calling from a foreign mobile number, prefix with the Croatia country code +385 (drop the leading 0 of the local number). Inside Croatia, 112 can be dialed directly with no prefix.
Official Safety Apps
- Status
- No dedicated, widely publicized official Croatian government emergency/safety mobile app was identified for tourists or residents.
- Recommendation
- Save 112 and the direct-dial numbers (192/193/194) in your phone; Croatia's 112 system also supports SMS for people unable to communicate by voice, and eCall automatic crash alerts from equipped vehicles.
Dedicated National Numbers
Police
- Number
- 192
Fire Brigade
- Number
- 193
Ambulance
- Number
- 194
Maritime Search and Rescue
- Number
- 195
- Notes
- Relevant for coastal Croatia, not Zagreb itself, but useful if traveling.
Road Assistance (HAK)
- Number
- 1987
Universal Emergency Number
- Number
- 112
- Languages
- Calls can be handled in Croatian, English, German, Italian, Hungarian, and Slovak; tourists most commonly use English or German.
- Notes
- Available 24/7. Works without a country code when dialing from inside Croatia.
- Description
- The single European emergency number, free of charge from any landline, mobile, or public payphone in Croatia, including phones with no SIM card or credit. Connects to police, fire, and ambulance and can also trigger mountain rescue, maritime search and rescue, and wider civil protection response.
Hospitals
Ulica Mije Kišpatića 12, 10000 Zagreb
- Name
- University Hospital Centre Zagreb (KBC Zagreb) – Rebro Campus / Objedinjeni hitni bolnički prijam (Unified Emergency Hospital Admission)
- Hours
- Emergency department (Objedinjeni hitni bolnički prijam) open 24 hours a day, every day
- Trauma Level Designation
- Major national/university referral hospital; one of the three hospitals in Zagreb operating a Level 1 trauma centre
- Notes
- Colloquially known as 'Rebro'. Largest hospital in Croatia and designated Central National Hospital by the Ministry of Health, serving most of Central and Northern Croatia for acute and specialist care.
University Hospital Centre Zagreb – ŠAlata Campus
- Hours
- Not separately confirmed as 24h trauma ER; functions as an additional KBC Zagreb clinical campus and duty/emergency contact point for certain city districts
- Address
- Šalata 2-4 (also cited as Šalata 4-7), 10000 Zagreb
- Trauma Level Designation
- Secondary campus of KBC Zagreb, not a standalone Level 1 trauma centre
- Notes
- Adjacent to the University of Zagreb School of Medicine; contact number 01 4552-333.
24 hours (emergency/trauma admission)
- Name
- Sisters of Charity University Hospital Centre (KBC Sestre milosrdnice) – Trauma and A&E Clinic
- Address
- Draškovićeva 19, 10000 Zagreb (main hospital campus at Vinogradska ulica; trauma/A&E departments are based off-campus on Draškovićeva)
- Trauma Level Designation
- Level 1 trauma centre — one of only three such designated hospitals in Zagreb
- Notes
- One of the oldest hospitals in southern Europe, founded 1846. The trauma/A&E facility is considered too small for the city's full demand, so other Zagreb hospitals often absorb overflow A&E patients.
Clinical Hospital Dubrava (Klinička Bolnica Dubrava / KB Dubrava)
- Hours
- 24 hours a day via the Unified Emergency Hospital Admission (Objedinjeni hitni bolnički prijem, OHBP) — medical and surgical emergency units
- Address
- Avenija Gojka Šuška 6, 10000 Zagreb (reachable via tram lines 4 or 11 to the Dubrava stop, then bus 205 or 232)
- Trauma Level Designation
- Level 1 trauma centre — one of only three such designated hospitals in Zagreb
- Notes
- Major public teaching hospital offering secondary and tertiary care; hosts several Ministry of Health reference centres, including maxillofacial traumatology. EHIC accepted for EU visitors' emergency care; most staff reported to speak English.
24 hours a day
- Name
- Children's Hospital Zagreb (Klinika za dječje bolesti Zagreb) – Pediatric Emergency (OHBP)
- Address
- Klaićeva 16, 10000 Zagreb
- Trauma Level Designation
- Dedicated pediatric emergency/trauma admission unit (not adult Level 1 trauma centre)
- Notes
- Separate phone lines for pediatric emergency (hitna pedijatrija) and pediatric surgery emergency (hitna dječja kirurgija).
24 hours a day (central emergency admission)
- Name
- Sveti Duh Clinical Hospital (Klinička bolnica Sveti Duh) – Emergency Medicine Centre
- Address
- Sveti Duh 64, 10000 Zagreb
- Trauma Level Designation
- General acute-care hospital emergency department; not one of the three officially designated Level 1 trauma centres
- Notes
- Handles a broad range of urgent adult medical and surgical cases for its catchment area of the city.
Pharmacies
- Language
- English-speaking pharmacists common in Zagreb and major cities; carry generic drug names in writing for communication in smaller towns
- Services
- Dispense prescription and over-the-counter medications, vitamins, supplements, specialized skincare, and medical supplies
- Distribution
- Well-distributed throughout Zagreb; found in every neighborhood, sometimes on every street corner
- Operating Hours
- Typically Monday–Friday 8 am–7 pm; some open Saturday mornings; 24-hour pharmacies available for emergencies
- Insurance Coverage
- HZZO insured residents benefit from subsidized copayments; private insurance may cover additional costs; tourists and uninsured must pay full retail price
- Medication Information
- Know generic (non-proprietary) drug names; brand names may differ from home country; many pharmacies stock branded medications, generic equivalents harder to find
- Over The Counter Location
- OTC medicines also sold at pharmacies (unlike general retail stores); drogerija (drugstore) and DM/Bipa shops sell non-prescription hygiene products and beauty items
- Prescription Requirements
- Most medications require prescription; especially antibiotics and controlled substances; electronic prescriptions (e-recept) available through HZZO network doctors
Types
Državna Ljekarna (State Pharmacy)
- Description
- Operates as public pharmacy within healthcare institutions
Privatna Ljekarna (Private Pharmacy)
- Description
- Owned by pharmacy masters or doctors with state permission
Bolnička Ljekarna (Hospital Pharmacy)
- Description
- Located within hospitals
Identification
- Status
- Only authorized retailers for prescription medications in Croatia
- Signage
- Large green sign reading 'LJEKARNA' with illuminated green cross symbol
- Local Name
- Ljekarna (also apoteka)
Medication Pricing
- With Hzzo
- Most medications covered with small copay (participacija); full coverage on A List (essential medications); larger copay on B List (newer/expensive drugs); some non-HZZO covered medications at full price
- General Affordability
- Prices are significantly lower than USA; comparable to or slightly higher than other European countries
- Typical Antibiotic Out Of Pocket
- €10
Range €5–€15 for common antibiotics without HZZO/dopunsko coverage
- Specialized Medication Out Of Pocket
- €50
€50+ for specialized/non-covered medications
Healthcare
- Language
- English-speaking doctors available in Zagreb and major cities; finding one requires referral or embassy/expat community recommendations
- Initial Enrollment Cost
- €850
Non-EU citizens typically required to pay back contributions
- Quality Note
- Healthcare in Zagreb and major cities is well-equipped to Western standards; public system has institutional history and EU membership has supported reforms
Public System
- Name
- HZZO (Croatian Health Insurance Fund)
- Coverage
- Mandatory for legal residents; covers general medicine, prescriptions, emergency care, ambulance transport, diagnostics, and basic dental care
- Copayment Structure
- 20% copay for most services unless supplementary (dopunsko) insurance purchased
- Registration Required
- Yes
- Residency Requirement
- Legal residency permit required; foreigners typically enroll after obtaining residence permit
Accessing Care
- Primary Step
- Register with family doctor (doktor obiteljske medicine) through HZZO network
- Emergency Care
- Direct access to hospital emergency department (hitna pomoć) without referral
- Specialist Access
- Requires referral (uputnica) from family doctor in public system; no referral needed for private clinics
Private Healthcare
- Typical Use Case
- Direct access to specialists without referral; faster diagnostics
- Specialist Consultation Cost
- €45
- Description
- Private clinics and private hospitals offer faster specialist access, shorter waiting times, and typically have English-speaking staff
Monthly Contributions
- Rate
- 16.5% of gross salary; approximately €85–€225 per month per person
- Description
- Mandatory public insurance (obvezno) for employed/self-employed
Supplementary Insurance
Dodatno
- Approximate Cost Annual Range
- €170
- Note
- Range €170–€1,000 depending on age and health status
- Description
- Private supplemental insurance for faster service and reduced waitlists
Dopunsko
- Approximate Cost Monthly
- €10
- Description
- Covers 20% copayments from public system
Major Hospitals In Zagreb
- KBC Zagreb (Clinical Hospital Centre Zagreb)
- KBC Rebro
- KBC Sestre milosrdnice
AI-generated estimateData refreshed July 2026
Sources cited for this category
These are the sources cited in this emergencies research for this city. Individual figures may not each trace to one of them.
- 1.expatfinancial.com
- 2.mandracchio-capital.com
- 3.expatfocus.com
- 4.axaglobalhealthcare.com
- 5.internationalliving.com
- 6.green-acres.hr
- 7.expatincroatia.com
- 8.brightfuture.hr
- 9.expatincroatia.com
- 10.lawyerscroatia.com
- 11.brightfuture.hr
- 12.mandracchio-capital.com
- 13.linkedin.com
- 14.lawtter.solutions
- 15.expatden.com
- 16.euraxess.hr
- 17.zaba.hr
- 18.b2bpay.co
- 19.expatden.com
- 20.croatiahandbook.com
- 21.expatexchange.com
- 22.expatfocus.com
- 23.expatincroatia.com
- 24.expatfocus.com
- 25.ncbi.nlm.nih.gov
- 26.doctorsa.com
- 27.sail-croatia.com
- 28.tradingeconomics.com
- 29.mtfxgroup.com
- 30.wise.com
More About Zagreb
Data last updated July 2026 · Verify anything important.