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Emergencies in Zagreb

What should you know about healthcare and emergencies in Zagreb?

Emergency number

112

Police: 192. Ambulance: 194.

Updated July 2026 · Sources cited: expatfinancial.com, mandracchio-capital.com

Good to Know

  • 112 is the number to remember for any emergency in Zagreb — it's free, works 24/7, and operators speak English, so you don't need to worry about which specific service number to dial.
  • The direct-dial numbers (192 police, 193 fire, 194 ambulance) exist if you already know exactly which service you need, but 112 is simpler and just as fast.
  • If you're in a car accident, Croatian practice generally expects you to involve police (via 112 or 192) before leaving the scene, especially if you'll be filing an insurance claim.
  • Public hospitals in Croatia will treat genuine emergencies regardless of insurance status, but uninsured visitors will later receive a bill, so travel insurance is worth having.
  • For life-threatening emergencies in Zagreb, call 112 (general EU emergency number) or 194 (dedicated ambulance/hitna pomoć line) — both operate 24/7 and will route you to the nearest appropriate hospital.
  • Croatia's three official Level 1 trauma centres in Zagreb are KBC Zagreb (Rebro), KBC Sestre milosrdnice, and KB Dubrava — for serious accidents or major trauma, ambulances typically route to one of these three.
  • EU nationals with a valid EHIC card can access necessary emergency care at Zagreb's public hospitals; non-EU nomads should carry private travel/health insurance, as public hospital admin desks are geared toward the domestic HZZO insurance system.
  • English is widely spoken by younger medical staff at the major teaching hospitals, but paperwork and initial reception may be Croatian-only, especially at smaller units.
  • The Sisters of Charity Hospital's trauma/A&E unit is known to be undersized for the city's needs, so serious cases are often diverted to KBC Zagreb (Rebro) or KB Dubrava.

Emergency Numbers

Dialing From Abroad
When calling from a foreign mobile number, prefix with the Croatia country code +385 (drop the leading 0 of the local number). Inside Croatia, 112 can be dialed directly with no prefix.

Official Safety Apps

Status
No dedicated, widely publicized official Croatian government emergency/safety mobile app was identified for tourists or residents.
Recommendation
Save 112 and the direct-dial numbers (192/193/194) in your phone; Croatia's 112 system also supports SMS for people unable to communicate by voice, and eCall automatic crash alerts from equipped vehicles.

Dedicated National Numbers

  • Police
    Number
    192
  • Fire Brigade
    Number
    193
  • Ambulance
    Number
    194
  • Maritime Search and Rescue
    Number
    195
    Notes
    Relevant for coastal Croatia, not Zagreb itself, but useful if traveling.
  • Road Assistance (HAK)
    Number
    1987

Universal Emergency Number

Number
112
Languages
Calls can be handled in Croatian, English, German, Italian, Hungarian, and Slovak; tourists most commonly use English or German.
Notes
Available 24/7. Works without a country code when dialing from inside Croatia.
Description
The single European emergency number, free of charge from any landline, mobile, or public payphone in Croatia, including phones with no SIM card or credit. Connects to police, fire, and ambulance and can also trigger mountain rescue, maritime search and rescue, and wider civil protection response.

Hospitals

  • Ulica Mije Kišpatića 12, 10000 Zagreb
    Name
    University Hospital Centre Zagreb (KBC Zagreb) – Rebro Campus / Objedinjeni hitni bolnički prijam (Unified Emergency Hospital Admission)
    Hours
    Emergency department (Objedinjeni hitni bolnički prijam) open 24 hours a day, every day
    Trauma Level Designation
    Major national/university referral hospital; one of the three hospitals in Zagreb operating a Level 1 trauma centre
    Notes
    Colloquially known as 'Rebro'. Largest hospital in Croatia and designated Central National Hospital by the Ministry of Health, serving most of Central and Northern Croatia for acute and specialist care.
  • University Hospital Centre Zagreb – ŠAlata Campus
    Hours
    Not separately confirmed as 24h trauma ER; functions as an additional KBC Zagreb clinical campus and duty/emergency contact point for certain city districts
    Address
    Šalata 2-4 (also cited as Šalata 4-7), 10000 Zagreb
    Trauma Level Designation
    Secondary campus of KBC Zagreb, not a standalone Level 1 trauma centre
    Notes
    Adjacent to the University of Zagreb School of Medicine; contact number 01 4552-333.
  • 24 hours (emergency/trauma admission)
    Name
    Sisters of Charity University Hospital Centre (KBC Sestre milosrdnice) – Trauma and A&E Clinic
    Address
    Draškovićeva 19, 10000 Zagreb (main hospital campus at Vinogradska ulica; trauma/A&E departments are based off-campus on Draškovićeva)
    Trauma Level Designation
    Level 1 trauma centre — one of only three such designated hospitals in Zagreb
    Notes
    One of the oldest hospitals in southern Europe, founded 1846. The trauma/A&E facility is considered too small for the city's full demand, so other Zagreb hospitals often absorb overflow A&E patients.
  • Clinical Hospital Dubrava (Klinička Bolnica Dubrava / KB Dubrava)
    Hours
    24 hours a day via the Unified Emergency Hospital Admission (Objedinjeni hitni bolnički prijem, OHBP) — medical and surgical emergency units
    Address
    Avenija Gojka Šuška 6, 10000 Zagreb (reachable via tram lines 4 or 11 to the Dubrava stop, then bus 205 or 232)
    Trauma Level Designation
    Level 1 trauma centre — one of only three such designated hospitals in Zagreb
    Notes
    Major public teaching hospital offering secondary and tertiary care; hosts several Ministry of Health reference centres, including maxillofacial traumatology. EHIC accepted for EU visitors' emergency care; most staff reported to speak English.
  • 24 hours a day
    Name
    Children's Hospital Zagreb (Klinika za dječje bolesti Zagreb) – Pediatric Emergency (OHBP)
    Address
    Klaićeva 16, 10000 Zagreb
    Trauma Level Designation
    Dedicated pediatric emergency/trauma admission unit (not adult Level 1 trauma centre)
    Notes
    Separate phone lines for pediatric emergency (hitna pedijatrija) and pediatric surgery emergency (hitna dječja kirurgija).
  • 24 hours a day (central emergency admission)
    Name
    Sveti Duh Clinical Hospital (Klinička bolnica Sveti Duh) – Emergency Medicine Centre
    Address
    Sveti Duh 64, 10000 Zagreb
    Trauma Level Designation
    General acute-care hospital emergency department; not one of the three officially designated Level 1 trauma centres
    Notes
    Handles a broad range of urgent adult medical and surgical cases for its catchment area of the city.

Pharmacies

Language
English-speaking pharmacists common in Zagreb and major cities; carry generic drug names in writing for communication in smaller towns
Services
Dispense prescription and over-the-counter medications, vitamins, supplements, specialized skincare, and medical supplies
Distribution
Well-distributed throughout Zagreb; found in every neighborhood, sometimes on every street corner
Operating Hours
Typically Monday–Friday 8 am–7 pm; some open Saturday mornings; 24-hour pharmacies available for emergencies
Insurance Coverage
HZZO insured residents benefit from subsidized copayments; private insurance may cover additional costs; tourists and uninsured must pay full retail price
Medication Information
Know generic (non-proprietary) drug names; brand names may differ from home country; many pharmacies stock branded medications, generic equivalents harder to find
Over The Counter Location
OTC medicines also sold at pharmacies (unlike general retail stores); drogerija (drugstore) and DM/Bipa shops sell non-prescription hygiene products and beauty items
Prescription Requirements
Most medications require prescription; especially antibiotics and controlled substances; electronic prescriptions (e-recept) available through HZZO network doctors

Types

  • Državna Ljekarna (State Pharmacy)
    Description
    Operates as public pharmacy within healthcare institutions
  • Privatna Ljekarna (Private Pharmacy)
    Description
    Owned by pharmacy masters or doctors with state permission
  • Bolnička Ljekarna (Hospital Pharmacy)
    Description
    Located within hospitals

Identification

Status
Only authorized retailers for prescription medications in Croatia
Signage
Large green sign reading 'LJEKARNA' with illuminated green cross symbol
Local Name
Ljekarna (also apoteka)

Medication Pricing

With Hzzo
Most medications covered with small copay (participacija); full coverage on A List (essential medications); larger copay on B List (newer/expensive drugs); some non-HZZO covered medications at full price
General Affordability
Prices are significantly lower than USA; comparable to or slightly higher than other European countries
Typical Antibiotic Out Of Pocket
€10

Range €5–€15 for common antibiotics without HZZO/dopunsko coverage

Specialized Medication Out Of Pocket
€50

€50+ for specialized/non-covered medications

Healthcare

Language
English-speaking doctors available in Zagreb and major cities; finding one requires referral or embassy/expat community recommendations
Initial Enrollment Cost
€850

Non-EU citizens typically required to pay back contributions

Quality Note
Healthcare in Zagreb and major cities is well-equipped to Western standards; public system has institutional history and EU membership has supported reforms

Public System

Name
HZZO (Croatian Health Insurance Fund)
Coverage
Mandatory for legal residents; covers general medicine, prescriptions, emergency care, ambulance transport, diagnostics, and basic dental care
Copayment Structure
20% copay for most services unless supplementary (dopunsko) insurance purchased
Registration Required
Yes
Residency Requirement
Legal residency permit required; foreigners typically enroll after obtaining residence permit

Accessing Care

Primary Step
Register with family doctor (doktor obiteljske medicine) through HZZO network
Emergency Care
Direct access to hospital emergency department (hitna pomoć) without referral
Specialist Access
Requires referral (uputnica) from family doctor in public system; no referral needed for private clinics

Private Healthcare

Typical Use Case
Direct access to specialists without referral; faster diagnostics
Specialist Consultation Cost
€45
Description
Private clinics and private hospitals offer faster specialist access, shorter waiting times, and typically have English-speaking staff

Monthly Contributions

Rate
16.5% of gross salary; approximately €85–€225 per month per person
Description
Mandatory public insurance (obvezno) for employed/self-employed

Supplementary Insurance

Dodatno

Approximate Cost Annual Range
€170
Note
Range €170–€1,000 depending on age and health status
Description
Private supplemental insurance for faster service and reduced waitlists

Dopunsko

Approximate Cost Monthly
€10
Description
Covers 20% copayments from public system

Major Hospitals In Zagreb

  • KBC Zagreb (Clinical Hospital Centre Zagreb)
  • KBC Rebro
  • KBC Sestre milosrdnice

Data last updated July 2026 · Verify anything important.