How much does it cost to live in St. Moritz?
Typical Month (Mid Range)
$6,497 (CHF 5,321)
Housing, food, transport, mobile, coworking and gym.
Updated September 2026 · Sources cited: realadvisor.ch, nomadlio.com
- Typical Month (Lower End)
- $2,188 (CHF 1,792)
- Typical Month (Premium)
- $14,166 (CHF 11,602)
Good to know
Good to Know
- St. Moritz's housing market is built for wealthy vacationers and seasonal ski/summer tourism, not remote workers — genuinely nomad-oriented shared housing (private room in a shared home) is essentially undocumented, so budget for a full furnished apartment rather than counting on a room-share option.
- Rental and vacation-rental pricing here is extremely seasonal: vacation rental prices in Saint Moritz are at their highest in December and reach on average $869 per night, so a short stay booked outside peak ski season (roughly April–June or October–November) will be dramatically cheaper than the same stay in Dec–Mar or August.
- Grocery staples (milk, bread, eggs) are surprisingly close to US prices thanks to Switzerland's agricultural subsidies, but proteins and cheese carry a steep premium — expect meat and specialty cheese prices well above what you'd pay in most other countries.
- Real-estate portals like RealAdvisor mix long-term Swiss lease listings with short-stay furnished units without always labeling which is which — always confirm directly with a landlord or agency whether a quoted rent includes furnishings and utilities before booking.
- St. Moritz carries a significant resort-town price premium — dining, transport add-ons, and services generally cost more than in other Swiss towns of similar size, so budget above typical Swiss averages for entertainment and healthcare.
- There's no dedicated monthly public-transport pass in the local Engadin mobil network — only 3/7/14-day tourist passes — but many hotels and vacation rentals include free regional bus/train travel for guests via a local visitor-tax scheme, so check this with your accommodation before buying tickets.
- Switzerland has no digital nomad visa; a 90-day Schengen visa-free stay is the realistic ceiling for most Western passport holders without a local work/residence permit.
- Coworking options in St. Moritz are limited to a couple of small design-driven spaces (e.g. day-pass venues) rather than large chain coworking operators found in bigger Swiss cities — monthly membership pricing isn't publicly listed, so it's worth emailing the space directly for a longer-stay rate.
Monthly Totals
- Mid-range month
- CHF 5,321
Includes 6 estimated components
- Lean month
- CHF 1,792
Includes 4 estimated components
- Comfortable month
- CHF 11,602
Includes 7 estimated components
Living Costs
- Where nomads live
- St. Moritz has no documented digital-nomad or expat clustering — it is a small (~5,000-resident), ultra-luxury alpine resort town oriented around skiing and summer tourism, not a nomad hub. All housing figures below are grounded in St. Moritz village / St. Moritz-Bad (postal code 7500), the central area where essentially all current rental listings and short-stay furnished apartments are concentrated.
Housing (per month)
- Mid-range 1-bed
- CHF 3,657
Local listing
RealAdvisor states the median list price for an apartment currently for rent in St. Moritz (7500) is CHF 3,657.
- Budget studio / 1-bed
- CHF 1,555
Local listing
RealAdvisor states the asking price for 80% of currently listed apartments in St. Moritz (postal code 7500) falls between CHF 1,555 and CHF 8,925; this figure is the stated lower bound.
- Premium apartment
- CHF 8,925
Local listing
RealAdvisor states the asking price for 80% of currently listed apartments falls between CHF 1,555 and CHF 8,925; this figure is the stated upper bound, representing larger or luxury units (the portal's own listings include multi-bedroom furnished apartments at this end).
- Private room in a shared home
- CHF 900
Estimated
No market listings for a private room in a shared home were found for St. Moritz — the town's rental market runs almost entirely through whole-apartment portals, and seasonal workers are typically housed directly by hotels. This is a rough estimate based on Swiss shared-room norms adjusted upward for St. Moritz's resort-level cost premium; treat as low-confidence.
Groceries
- Groceries for one (month)
- CHF 543
Survey / cost-of-living site
CityCost's city-comparison data states monthly groceries in St. Moritz at $663, quoted directly in USD by the aggregator.
Published in USD
Sample prices
Milk (1L)
- Milk (1L)
- CHF 1.02
Survey / cost-of-living site
Nomadlio's St. Moritz cost-of-living data lists milk 1L at $1.25.
Published in USD
Bread (500g)
- Bread (500g)
- CHF 2.64
Survey / cost-of-living site
Nomadlio lists bread 500g at $3.22.
Published in USD
Eggs (12)
- Eggs (12)
- CHF 5.57
Survey / cost-of-living site
Nomadlio lists a dozen eggs at $6.80.
Published in USD
Chicken Breast (1kg)
- Chicken Breast (1kg)
- CHF 26
Survey / cost-of-living site
Nomadlio lists chicken breast 1kg at $31.14.
Published in USD
Local Cheese (1kg)
- Local Cheese (1kg)
- CHF 21
Survey / cost-of-living site
Nomadlio lists local cheese 1kg at $26.21.
Published in USD
Eating out
- Cheap meal
- CHF 20
Estimated
Wise's St. Moritz cost-of-living page states a meal at an inexpensive restaurant costs approximately $32. [Adjusted 2026-09-18: the source's 26.21 CHF reduced by 25%; see "adjusted".]
Published in USD
- High-end meal
- CHF 200
Estimated
No specific listing found for a high-end/fine-dining meal price in St. Moritz. Estimated from general knowledge that St. Moritz hosts several fine-dining and Michelin-recognized restaurants typical of a top-tier alpine resort, where a tasting menu or high-end dinner commonly runs in the CHF 150–250 per-person range; CHF 200 used as a representative midpoint.
- Mid-range meal
- CHF 47
Estimated
Wise states a three-course meal for two at a mid-range restaurant costs around $153; halved here to a single-person figure, so basis is estimated rather than a direct per-person source figure. [Adjusted 2026-09-18: the source's 62.65 CHF reduced by 25%; see "adjusted".]
Published in USD
Work, Transport & Essentials
Coworking
- Venue
- Randolins Office - Coworking St. Moritz (Berghotel Randolins)
- Day pass
- CHF 30
Operator's own price
Randolins Office coworking ticket shop states: 'Unser Tagespass für CHF 30.00 beinhaltet...' (day pass CHF 30, includes Wifi, coffee, view, shuttle bus).
- Monthly hot desk
- CHF 400
Estimated
No St. Moritz coworking space publishes a monthly rate; the only multi-day product found is Randolins Office's 5-day pass at CHF 99. Estimated by extrapolating that per-day rate (~CHF 19.80/day at volume) to roughly 20 working days, rounded.
Transport
- How to get there
- Engadin Bus / Ortsbus St. Moritz (local bus network)
- What the pass covers
- No true monthly pass exists in the Engadin fare network; the closest product is a 14-day 'Gästeabonnement' covering unlimited local bus and train travel across the Upper Engadin. Many hotels/apartments also grant guests free public transport for the length of their stay via a local visitor-tax-funded scheme.
- Single ride
- CHF 3.80
Estimated
Exact single-fare price was not stated on the fare pages retrieved; engadinbus.ch confirms fares are zone-based single tickets valid 1-3 hours depending on zones crossed, but no specific franc amount was published. Estimated from typical short-hop Swiss regional bus/rail zone pricing.
- Monthly pass
- Not available
The engadin mobil fare network (Engadin Bus, Ortsbus St. Moritz, PostAuto, Rhätische Bahn) sells 'Gästeabonnement' passes only for 3, 7, or 14 days of unlimited regional travel — no standalone 30-day pass product was found.
Mobile & data
- Carrier
- Swisscom / Sunrise / Salt (national carriers with St. Moritz coverage — specific plan not verified at the time of research)
- Monthly plan
- CHF 40
Estimated
No St. Moritz-specific or carrier page was retrieved at the time of research; figure is a general estimate for a mid-tier Swiss prepaid SIM plan (Swisscom/Sunrise/Salt/Yallo type offering), not independently confirmed.
- Data allowance
- Approx. 20-50GB or unlimited-throttled, depending on plan tier (estimated, unverified)
Short Stays (per night)
- Seasonal pricing
- Yes
- Why
- St. Moritz experiences a pronounced winter ski season (late November through April) with peak demand December-March, followed by a sustained summer hiking and outdoor season (June-September); accommodation pricing swings dramatically between these two high-season periods and the shoulder/low seasons (April-May, October-November).
Low season
- Budget
- CHF 150
2-star hotel; May/low season average $411/night across all hotels; budget tier approximately 37% of that average
- Luxury
- CHF 800
5-star hotel; HotelsCombined reports June (low season comparable) at $214 average for 5-star; Carlton Hotel and Grand Hotel des Bains typical low-season rate estimated from booking platforms
- Premium
- CHF 450
4-star hotel; May/low season pricing approximately 110% of average $411/night; HotelsCombined reports 5-star 'affordable' tier beginning at $373 in June (nearby low season month)
- Standard
- CHF 280
3-star hotel; May average $411/night; standard tier approximately 68% of monthly average per KAYAK and Momondo
High season
- Budget
- CHF 300
2-star hotel average (December rates from KAYAK/Momondo showing December average ~$1,715/night across all categories; budget segment typically 18-20% of that average)
- Luxury
- CHF 3,000
5-star hotel; Carlton Hotel St. Moritz reported at $2,668/night average; Grand Hotel des Bains Kempinski and Badrutt's Palace Hotel command premium winter rates in this range
- Premium
- CHF 1,500
4-star hotel; KAYAK reports 4-star minimum $240, but high season December pricing significantly higher; estimated from luxury-segment sourcing and winter peak multiplier
- Standard
- CHF 850
3-star hotel; KAYAK reports 3-star hotels from $174 minimum, December average indicates significantly higher; standard segment estimated at 50% of monthly average of $1,715
Low-season months
- April
- May
- October
- November
High-season months
- December
- January
- February
- March
- July
- August
Sources cited for this category
These are the sources cited in this cost of living research for this city. Individual figures may not each trace to one of them.
More About St. Moritz
Data last updated September 2026 · Verify anything important.