Money & Payments in Manama

Good to Know

• Avoid exchanging currency at the airport; rates there are significantly worse than in-city exchange houses and banks.
• At ATMs offering dynamic currency conversion, always decline and choose to be charged in BHD to avoid extra fees and poor rates.
• Carry 20–30 BHD in cash for small purchases, tipping, and public transport; most other spending can use cards.
• Some restaurants include a 10–15% service charge that often does not go to wait staff; additional tipping is still customary.
• While many restaurants accept cards, traditional souks and small local eateries in Manama still operate largely on cash.
• Saudi Riyals (SAR) are also accepted in many businesses alongside BHD, though BHD is official.