What should you know about healthcare and emergencies in Maldives?
Police
119
Ambulance: 102.
Updated July 2026 · Sources cited: expatfinancial.com, expat.com
Good to know
Good to Know
- If you're staying on a resort island rather than in Malé, your resort's front desk or duty manager is usually the fastest way to trigger a medical evacuation or get help, since dispatching Malé-based police, fire, or ambulance services to a remote atoll can take significant time.
- Serious medical emergencies in the outer atolls often require speedboat or seaplane evacuation to Malé or a regional hospital, so travel insurance that explicitly covers medical evacuation by air/sea is worth checking before you need it.
- IGMH (government) is the main tertiary hospital and default point for serious trauma, but it primarily serves Aasandha (local social health insurance) patients — visitors/nomads should expect to pay out of pocket or use travel/health insurance.
- If you're staying on a resort island or outer atoll rather than Malé itself, emergency evacuation to a Malé hospital is typically by speedboat or seaplane, so real transfer times can be much longer than the 'in-city' hours suggest — confirm your resort's medical evacuation protocol in advance.
- Private hospitals (ADK, Treetop) are commonly used by expats and tourists for non-life-threatening ER visits due to shorter waits, generally at higher out-of-pocket cost than the government hospital.
Hospitals
Indira Gandhi Memorial Hospital (IGMH)
- Phone
- +960 333 5336
- Type
- Government / state-owned, tertiary referral hospital
- Hours
- Emergency & Trauma Department operates 24/7
- Address
- Kan'baa Aisaarani Hingun, Maafannu ward, Malé, Kaafu Atoll, Republic of Maldives
- Trauma Designation
- No formal US-style 'Level I/II/III' trauma designation exists in the Maldives; IGMH functions as the country's largest government tertiary-care facility and de facto primary trauma/emergency referral center for Malé and outer atolls
- Notes
- State-owned, largest government healthcare facility in the country, providing tertiary level healthcare in the Maldives.
ADK Hospital
- Phone
- Not independently reverified at the time of research
- Type
- Private hospital
- Hours
- Operates a 24-hour Emergency Department (per hospital's general public information; not reverified via fresh search at the time of research)
- Address
- Sosun Magu, Malé, Republic of Maldives
- Trauma Designation
- No formal trauma-level designation; functions as a private-sector emergency care alternative to IGMH in Malé
- Notes
- One of the main private hospitals in Malé, commonly used by expats and tourists as an alternative to the government hospital.
Treetop Hospital
- Phone
- Not independently reverified at the time of research
- Type
- Private hospital
- Hours
- Operates a 24-hour Emergency Department (per hospital's general public information; not reverified via fresh search at the time of research)
- Address
- Hulhumalé, Kaafu Atoll (Greater Malé area, connected to Malé by bridge)
- Trauma Designation
- No formal trauma-level designation
- Notes
- Newer private hospital located in Hulhumalé, popular with expats/residents living near the airport and Hulhumalé side of Greater Malé.
Healthcare
- Overview
- Healthcare in Maldives is concentrated in the capital Malé and larger islands, with significant limitations outside these areas. Expats are not covered by the public Aasandha system and must use private healthcare or international insurance.
- Recommendations
- Expats strongly advised to obtain comprehensive private international health insurance that covers medical evacuation. Insurers commonly accepted: Cigna Global and Allianz International.
- Expat Healthcare Costs
- Out-of-pocket or private international insurance required. Private healthcare is significantly more expensive than public system. Sample cost: MVR 350,000 (approximately USD 22,700) billed for private hospital emergency trauma care.
Public System
- Coverage
- Aasandha (universal health insurance) reserved for Maldivian citizens only. Expats legally working in the country can access coverage if employer pays a fee, but this is employer-dependent and access differs from citizen coverage.
- Structure
- Four-tier system: primary health care available on all inhabited islands, secondary care centers on larger islands, regional hospitals in main atolls, and tertiary care in Malé.
Key Limitations
- Only three hospitals in Malé with up-to-date medical facilities
- Serious illnesses often require medical evacuation to India or Sri Lanka
- Long waiting times in public system
- Shortage of skilled medical workers remains a major problem
- Some health facilities lack necessary medical equipment
Major Facilities
Indira Gandhi Memorial Hospital (IGMH)
- Type
- Public, principal facility
- Details
- Over 400 beds, country's largest hospital
- Location
- Malé
ADK Hospital
- Type
- Private commercial
- Details
- 200 beds, 24/7 emergency services, modern equipment
- Location
- Malé
Tree Top Hospital
- Type
- Private
- Details
- Specialized acute care with modern equipment
- Location
- Malé
Emergency Numbers
- Fire
- 118
- Police
- 119
- Country
- Maldives
- Ambulance Medical
- 102
- Coast Guard Maritime
- 191
- Notes On Dialing
- The Maldives is a dispersed island nation; response times for police, fire, and ambulance services vary enormously between the capital Malé and outer atolls/resort islands. On resort islands, the resort's own staff/duty manager and any on-site doctor or speedboat/seaplane evacuation arrangement are typically the fastest first point of contact rather than dialing a national number directly.
Pharmacies
- Regulation
- Government has established strict regulations on production and sale of drugs. Works with international organizations to ensure medicines meet international safety standards.
- Distribution
- Pharmacies located primarily on larger and central islands, especially Malé. Government initiative signed in September 2022 to develop pharmacies in 11 additional islands.
- Recommendation
- If taking regular medication, advisable to build up a several-month supply before arrival.
- Medication Availability
- Usually adequate supply in main pharmacies, but specific drugs may occasionally be out of stock. Some medications unavailable locally or require local prescription.
AI-generated estimateData refreshed July 2026
Sources cited for this category
These are the sources cited in this emergencies research for this city. Individual figures may not each trace to one of them.
More About Maldives
Data last updated July 2026 · Verify anything important.