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Emergencies in Maldives

What should you know about healthcare and emergencies in Maldives?

Police

119

Ambulance: 102.

Updated July 2026 · Sources cited: expatfinancial.com, expat.com

Good to Know

  • If you're staying on a resort island rather than in Malé, your resort's front desk or duty manager is usually the fastest way to trigger a medical evacuation or get help, since dispatching Malé-based police, fire, or ambulance services to a remote atoll can take significant time.
  • Serious medical emergencies in the outer atolls often require speedboat or seaplane evacuation to Malé or a regional hospital, so travel insurance that explicitly covers medical evacuation by air/sea is worth checking before you need it.
  • IGMH (government) is the main tertiary hospital and default point for serious trauma, but it primarily serves Aasandha (local social health insurance) patients — visitors/nomads should expect to pay out of pocket or use travel/health insurance.
  • If you're staying on a resort island or outer atoll rather than Malé itself, emergency evacuation to a Malé hospital is typically by speedboat or seaplane, so real transfer times can be much longer than the 'in-city' hours suggest — confirm your resort's medical evacuation protocol in advance.
  • Private hospitals (ADK, Treetop) are commonly used by expats and tourists for non-life-threatening ER visits due to shorter waits, generally at higher out-of-pocket cost than the government hospital.

Hospitals

  • Indira Gandhi Memorial Hospital (IGMH)
    Phone
    +960 333 5336
    Type
    Government / state-owned, tertiary referral hospital
    Hours
    Emergency & Trauma Department operates 24/7
    Address
    Kan'baa Aisaarani Hingun, Maafannu ward, Malé, Kaafu Atoll, Republic of Maldives
    Trauma Designation
    No formal US-style 'Level I/II/III' trauma designation exists in the Maldives; IGMH functions as the country's largest government tertiary-care facility and de facto primary trauma/emergency referral center for Malé and outer atolls
    Notes
    State-owned, largest government healthcare facility in the country, providing tertiary level healthcare in the Maldives.
  • ADK Hospital
    Phone
    Not independently reverified at the time of research
    Type
    Private hospital
    Hours
    Operates a 24-hour Emergency Department (per hospital's general public information; not reverified via fresh search at the time of research)
    Address
    Sosun Magu, Malé, Republic of Maldives
    Trauma Designation
    No formal trauma-level designation; functions as a private-sector emergency care alternative to IGMH in Malé
    Notes
    One of the main private hospitals in Malé, commonly used by expats and tourists as an alternative to the government hospital.
  • Treetop Hospital
    Phone
    Not independently reverified at the time of research
    Type
    Private hospital
    Hours
    Operates a 24-hour Emergency Department (per hospital's general public information; not reverified via fresh search at the time of research)
    Address
    Hulhumalé, Kaafu Atoll (Greater Malé area, connected to Malé by bridge)
    Trauma Designation
    No formal trauma-level designation
    Notes
    Newer private hospital located in Hulhumalé, popular with expats/residents living near the airport and Hulhumalé side of Greater Malé.

Healthcare

Overview
Healthcare in Maldives is concentrated in the capital Malé and larger islands, with significant limitations outside these areas. Expats are not covered by the public Aasandha system and must use private healthcare or international insurance.
Recommendations
Expats strongly advised to obtain comprehensive private international health insurance that covers medical evacuation. Insurers commonly accepted: Cigna Global and Allianz International.
Expat Healthcare Costs
Out-of-pocket or private international insurance required. Private healthcare is significantly more expensive than public system. Sample cost: MVR 350,000 (approximately USD 22,700) billed for private hospital emergency trauma care.

Public System

Coverage
Aasandha (universal health insurance) reserved for Maldivian citizens only. Expats legally working in the country can access coverage if employer pays a fee, but this is employer-dependent and access differs from citizen coverage.
Structure
Four-tier system: primary health care available on all inhabited islands, secondary care centers on larger islands, regional hospitals in main atolls, and tertiary care in Malé.

Key Limitations

  • Only three hospitals in Malé with up-to-date medical facilities
  • Serious illnesses often require medical evacuation to India or Sri Lanka
  • Long waiting times in public system
  • Shortage of skilled medical workers remains a major problem
  • Some health facilities lack necessary medical equipment

Major Facilities

  • Indira Gandhi Memorial Hospital (IGMH)
    Type
    Public, principal facility
    Details
    Over 400 beds, country's largest hospital
    Location
    Malé
  • ADK Hospital
    Type
    Private commercial
    Details
    200 beds, 24/7 emergency services, modern equipment
    Location
    Malé
  • Tree Top Hospital
    Type
    Private
    Details
    Specialized acute care with modern equipment
    Location
    Malé

Emergency Numbers

Fire
118
Police
119
Country
Maldives
Ambulance Medical
102
Coast Guard Maritime
191
Notes On Dialing
The Maldives is a dispersed island nation; response times for police, fire, and ambulance services vary enormously between the capital Malé and outer atolls/resort islands. On resort islands, the resort's own staff/duty manager and any on-site doctor or speedboat/seaplane evacuation arrangement are typically the fastest first point of contact rather than dialing a national number directly.

Pharmacies

Regulation
Government has established strict regulations on production and sale of drugs. Works with international organizations to ensure medicines meet international safety standards.
Distribution
Pharmacies located primarily on larger and central islands, especially Malé. Government initiative signed in September 2022 to develop pharmacies in 11 additional islands.
Recommendation
If taking regular medication, advisable to build up a several-month supply before arrival.
Medication Availability
Usually adequate supply in main pharmacies, but specific drugs may occasionally be out of stock. Some medications unavailable locally or require local prescription.
AI-generated estimateData refreshed July 2026

These are the sources cited in this emergencies research for this city. Individual figures may not each trace to one of them.

  1. 1.expatfinancial.com
  2. 2.expat.com
  3. 3.worldsupporter.org
  4. 4.travel2mv.com
  5. 5.maldivesindependent.com
  6. 6.en.wikipedia.org
  7. 7.visitworld.today
  8. 8.health.gov.mv
  9. 9.mfr.mv

Data last updated July 2026 · Verify anything important.