Money & Payments in Fukuoka (2026)

It is prudent to always carry a few thousand Japanese yen just in case.
Avoid airport-based currency exchanges – rates tend to be worse there than elsewhere.
Little envelopes for cash can be bought at convenience, stationery or 100 yen stores if you decide to tip in an exceptional situation.

General Practice: Not customary
Cultural Perspective: Tipping in Japan is not usually expected, and attempts to leave a tip will almost certainly be turned down; because tipping isn't part of daily culture in Japan, an unexpected gratuity can sometimes cause confusion or even embarrassment.

traditional_japanese_inns_(ryokan)
Practice
It's customary to prepare an envelope with 1,000 JPY per person and to give it during check-in.
private_tour_guides_and_interpreters
Practice
It's now much more common for visitors to pay tips to tour guides to thank them for an exceptional experience; your guide will understand it's your own preference to tip.

Taxis: For everyday taxis, tipping is neither expected nor accepted; taxi drivers in Japan take pride in offering reliable, courteous service, and to tip in a standard taxi will almost certainly lead to a polite refusal.
Hotels: In Japan, it's not common to tip for services provided in hotels.
Restaurants: In Japan, it's not common to tip for services provided in bars, cafes, and restaurants.
Retail Shops: In Japan, tipping service workers at convenience stores, stationery stores, or other retail shops is not part of the culture.

Daily Withdrawal Limits: There may be limits to the number of withdrawals and the amount that can be withdrawn per day; inquire at each financial institution for more details.

Standard Rates: Both Seven Bank and JP Bank will give you a fair exchange rate and charge minimal fees for ATM withdrawals.
Convenience Store ATMs: Convenience store machines charge a small fee.
Note: Check your home bank for fees they might impose on foreign ATM use.

Status: Mixed acceptance
Details: Credit cards and cashless payment methods are accepted at many businesses throughout the city, but some small businesses may only accept cash, and taxis may not always be able to accept electronic payments.

Account Opening: Opened bank account requires residency status. Short-term visitors and nomads on tourist visas cannot open personal bank accounts. Those on longer-term residence permits (working visa, etc.) may qualify with passport, residence card, and proof of address.
Challenges For Nomads: Difficult for short-term residents and those on tourist visas to access banking services. Few banks have dedicated English-speaking staff for account opening.

AI-generated estimateData refreshed July 2026

These are the sources cited in this money & payments research for this city. Individual figures may not each trace to one of them.

More About Fukuoka

Data last updated July 2026 · Verify anything important.