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Cost of Living in Accra

How much does it cost to live in Accra?

Typical Month (Mid Range)

$2,353 (GHS 26,890)

Housing, food, transport, mobile, coworking and gym.

Updated September 2026 · Sources cited: expat.com, monamiiconstructionltd.com

Typical Month (Lower End)
$608 (GHS 6,953)
Typical Month (Premium)
$3,030 (GHS 34,627)
Furnished 1-bed rent
$1,700 (GHS 19,423)

Cantonments

Day-to-day costVery LowCheaper day to day than about 90% of cities

Good to Know

  • Long-term unfurnished leases in Accra typically demand 1-2 years of rent paid entirely upfront — furnished short-term/monthly rentals (the figures used here) avoid that trap and are the realistic option for a nomad staying weeks to a few months.
  • There's a huge gap between 'eating local' and 'eating imported' in Accra: fresh produce at markets like Makola, Kaneshie, and Madina is very cheap, while imported packaged groceries and frequent restaurant dining cost dramatically more — your grocery bill depends almost entirely on which lane you shop in.
  • Imported staples like rice and cooking oil are sensitive to swings in the cedi's exchange rate, so grocery costs for anyone eating an imported-heavy diet can shift month to month more than in many other cities.
  • Accra has no metro/rail system and no rechargeable transit card — getting around means cash-fare trotros (shared minibuses), shared or app-based taxis (Uber/Bolt operate in Accra), with fares set by transport unions and posted/adjusted periodically.
  • Carry small cedi notes for trotro rides — mates (fare collectors) often can't make change for large bills.
  • As of April 2026 there is reportedly a separate $100 Airport Infrastructure Development Charge (AIDC) applied to international round-trip tickets to/from Ghana — this is distinct from the visa fee itself and easy to miss when budgeting.
  • Regus is the main branded international coworking chain with several Accra locations; day-pass and monthly hot-desk pricing found were Regus-specific — check Impact Hub Accra and local independent spaces directly for comparison, as we could not confirm their current pricing at the time of research.

Monthly Totals

Mid-range month
GHS 26,890

Includes 7 estimated components

Lean month
GHS 6,953

Includes 5 estimated components

Comfortable month
GHS 34,627

Includes 8 estimated components

Living Costs

Where nomads live
Accra has no single 'digital nomad hub' in the co-living-space sense, but expats and remote professionals concentrate in Osu, East Legon, Airport Residential Area, and Cantonments — these are the areas real estate platforms and relocation guides specifically flag as expat-favored for their furnished apartment stock, security, and proximity to the airport and business districts. All housing figures below are grounded in these neighborhoods.

Housing (per month)

Mid-range 1-bed
GHS 19,423

Local listing

Ghana Property Centre listing: modern 1-bedroom furnished apartment, 70sqm, at Cantonments, $1,700/month including service charge.

Published in USD

Source

Budget studio / 1-bed
GHS 7,500

Local listing

Ghana Property Centre listing: fully furnished studio apartment at East Legon Bawaleshie, GH₵7,500/month with electricity and service charges inclusive.

Source

Premium apartment
GHS 25,136

Local listing

Expat.com housing listing: 1-bedroom flat for rent, 70 sq m, at Cantonment City Tower, $2,200/month.

Published in USD

Source

Private room in a shared home
GHS 3,500

Estimated

No live listing for a private room in a shared home in Osu/East Legon was found at the time of research. Estimated as roughly half of the cheapest full furnished studio/1BR listing found (GH₵7,500/month in East Legon), which is a common rough ratio for a room vs. a full unit in this market.

Groceries

Groceries for one (month)
GHS 1,800

Estimated

Blended estimate: an expat guide cites GH₵200–400/week for fresh produce and staples at local markets (Makola, Kaneshie, Madina), scaled to a month for one person and topped up for some imported/packaged items a nomad typically also buys.

Sample prices

  • 1L Milk
    1L Milk
    GHS 25

    Estimated

    General market-price estimate; not confirmed via a specific current listing at the time of research.

  • Loaf of Bread
    Loaf Of Bread
    GHS 12

    Estimated

    General market-price estimate; not confirmed via a specific current listing at the time of research.

  • Dozen Eggs
    Dozen Eggs
    GHS 28

    Estimated

    General market-price estimate; not confirmed via a specific current listing at the time of research.

  • 1kg Rice
    1kg Rice
    GHS 18

    Estimated

    General market-price estimate; not confirmed via a specific current listing at the time of research.

  • 1.5L Bottled Water (Store, Not Restaurant)
    1.5L Bottled Water (Store, Not Restaurant)
    GHS 6.00

    Estimated

    General market-price estimate; not confirmed via a specific current listing at the time of research.

  • 1kg Chicken Breast
    1kg Chicken Breast
    GHS 40

    Estimated

    General market-price estimate; not confirmed via a specific current listing at the time of research.

Eating out

Cheap meal
GHS 11

Estimated

Expat relocation blog states street food in Accra costs GH₵15. [Adjusted 2026-09-18: the source's 15 GHS reduced by 25%; see "adjusted".]

Source

High-end meal
GHS 400

Estimated

No specific current listing found for a high-end single meal; estimated based on typical upscale restaurant pricing in Osu/Airport-area/Cantonments (roughly 2.5-3x the mid-range meal figure).

Mid-range meal
GHS 113

Estimated

Expat relocation blog states brunch in Osu costs GH₵150. [Adjusted 2026-09-18: the source's 150 GHS reduced by 25%; see "adjusted".]

Source

Work, Transport & Essentials

Coworking

Venue
Regus (multiple Accra locations, incl. Osu and Airport City)
Day pass
GHS 95

Operator's own price

Regus Ghana Coworking Access Plan listed at GH¢95 per person per day, described as including unlimited coworking-lounge access per month under that plan.

Source

Monthly hot desk
GHS 2,939

Estimated

Midpoint of a stated range: 'Premium providers like Regus charge GHS 2,599 to GHS 3,279 per person per month for desk space in shared workspaces.' Amount is the midpoint of that range, so marked estimated rather than a single quoted price.

Source

Transport

How to get there
trotro (shared minibus)
About monthly passes
Accra has no formal metro or transit-card monthly pass. The dominant public transport is the privately-run 'trotro' shared minibus network plus shared/city taxis, all paid per-ride in cash with fares set by transport unions (GPRTU/GRTCC).
Single ride
GHS 8.50

Estimated

GhanaWeb reported trotro fares after a 2024 fare increase, e.g. Kaneshie station to 37 Military Hospital now GH¢8.50 (up from GH¢7). Used as a representative mid-distance in-city fare rather than a single official flat rate, since fares vary by route/distance.

Source

Mobile & data

Carrier
MTN Ghana (largest network by coverage)
Monthly plan
GHS 80

Estimated

No live carrier pricing page was retrieved at the time of research; figure is a rough estimate for a mid-tier MTN/Telecel/AirtelTigo data bundle based on general familiarity with Ghanaian mobile pricing, not a confirmed current tariff.

Data allowance
Estimated ~15-20GB/month at this price point; unconfirmed at the time of research

Short Stays (per night)

Seasonal pricing
Yes
Why
December–February peak season (Christmas/New Year holiday travel and diaspora tourism) drives accommodation prices 80%+ higher than low season (May), with mid-range hotels averaging $87–$93 off-season versus $162–$174 peak.

Low season

Budget
GHS 960

2-star hotel May rates, ~56% below peak per user-confirmed seasonality

Luxury
GHS 4,440

5-star hotel May rates, applying ~47% seasonal discount to December baseline

Premium
GHS 3,240

4-star hotel May rates, estimated 50–55% reduction from peak

Standard
GHS 1,800

3-star hotel May rates, KAYAK/Momondo ~$150–$170 low-season average for mid-range

High season

Budget
GHS 2,160

2-star hotel (ibis Styles, Best Western budget tier) December rates, blended from hotel booking aggregators

Luxury
GHS 8,400

5-star hotel (Kempinski Hotel Gold Coast City, Mövenpick Ambassador) December standard room lower-bound per NewsGhana (starting ~$221 USD)

Premium
GHS 6,960

4-star hotel (La Palm Royal Beach, Golden Tulip Accra) December peak, mid-range of published rates

Standard
GHS 3,840

3-star hotel (La Villa Boutique, Holiday Inn Airport tier) December rates per KAYAK/Booking.com peak-season ranges

Low-season months

  • May
  • September
  • October

High-season months

  • December
  • January
  • February
AI-generated estimateData refreshed September 2026

These are the sources cited in this cost of living research for this city. Individual figures may not each trace to one of them.

  1. 1.expat.com
  2. 2.monamiiconstructionltd.com
  3. 3.ghanapropertycentre.com
  4. 4.ghanapropertycentre.com
  5. 5.ghanapropertycentre.com
  6. 6.ghanapropertycentre.com
  7. 7.ghanapropertycentre.com
  8. 8.ghanapropertycentre.com
  9. 9.african.land
  10. 10.meqasa.com
  11. 11.expatlifeghana.com
  12. 12.bisaconsulting.com
  13. 13.ghanaweb.com
  14. 14.regus.com
  15. 15.ghanapropertyfinder.com
  16. 16.ghanaweb.com
  17. 17.akwaaba.app

Data last updated September 2026 · Verify anything important.